State Housing Initiatives Partnership (SHIP) Program

The State of Florida has one of the most proactive state-sponsored programs to encourage the provision of affordable housing at the local level.

This program is called the State Housing Initiatives Partnership (SHIP) Program and was created by the William E Sadowski Affordable Housing Act of 1992. The act establishes a dedicated revenue source from documentary stamps for local governments and municipalities to stimulate the production of affordable housing.

Requirements to Receive Funds

As required under the SHIP Program, all eligible local governments and municipalities are required to submit to the Florida Housing Finance Corporation a Local Housing Assistance Plan (LHAP) describing the proposed use of SHIP funds.

Approval of the LHAP is required in order to receive SHIP funds. The Neighborhood Services Department combines both SHIP and HOME Investment Partnerships Program (HOME) funds to run the majority of its Housing Programs.

Funded Activities: 2016 to 2019

For 2016 to 2019, the following activities are funded:

  • First-Time Homebuyer Program
  • Housing Emergency Repairs Program
  • Housing Rehab Program
  • Housing Replacement Program
  • Tenant Assistance Program

20% of grant funds must be used to assist "special needs" clients.


A copy of the LHAP is available upon requests by calling 321-567-3783.